Episodes

Friday Oct 14, 2022
Ready To Retire? Part II
Friday Oct 14, 2022
Friday Oct 14, 2022
Don't Freeze when it coms to retirement let us help you prepare for it! On today's episode Crystal is going to touch on three types of lifetime income steams: Social Security, Pensions and Annuities. Let us help you determine your goals and to know your options to be Ready to Retire!
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Friday Oct 07, 2022
Ready to Retire?
Friday Oct 07, 2022
Friday Oct 07, 2022
When you think about retirement what do you think about? Maybe some of you think about vacations and future grandkid days! Maybe some of you worry or think maybe ill get a part time job? On todays episode learn the steps to RETIRE and STAY RETIRED!
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Friday Sep 30, 2022
Retirement
Friday Sep 30, 2022
Friday Sep 30, 2022
Retirement isn't really based upon your age, it is based on what your cashflow will allow you to do! Tune in today for more...
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Friday Sep 23, 2022
Interview With Karl Hoover
Friday Sep 23, 2022
Friday Sep 23, 2022
On today's episode Crystal sits down with Karl Hoover who is a partner with the FIG marketing team. He joins Crystal in explaining the importance of marketing and why FIG is different from the rest.
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Friday Sep 16, 2022
What Is Keeping You Up At Night?
Friday Sep 16, 2022
Friday Sep 16, 2022
On todays episode Crystal goes through the typical questions that keep our clients up at night. There are so many options of what to do with your money, how to invest, how to save and where to put it. Sometimes we give up before we even start...
As Crystal breaks down the different worries listen along and really ask yourself, What Is Keeping Me Up At Night?
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Friday Sep 09, 2022
Financial Concerns
Friday Sep 09, 2022
Friday Sep 09, 2022
On todays episode Crystal spends the entire program addressing the financial concerns of so many! As she beings to dive into different scenarios, learn today of what steps you can take to help your tomorrow...
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Friday Sep 02, 2022
Taxable Accounts
Friday Sep 02, 2022
Friday Sep 02, 2022
What is a taxable account? Listen today as Crystal breaks downs the different type of taxable account options... Whatever the account may be, it is an account that generates tax liability. A liability that increases your taxes over time.
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday Aug 27, 2022
Master Your Mortgage Part IV
Saturday Aug 27, 2022
Saturday Aug 27, 2022
When considering a mortgage, identify what is needed to solve the problem and be efficient with the resources you have right now! Understand what the true cost of home ownership will be and the most efficient way to pay for it.
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).”

Friday Aug 19, 2022
Master Your Mortgage Part III
Friday Aug 19, 2022
Friday Aug 19, 2022
- Home Equity vs Equity within a life insurance policy – Is that really such a thing? Yes! How does it compare?
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).”

Friday Aug 12, 2022
Master Your Mortgage Part II
Friday Aug 12, 2022
Friday Aug 12, 2022
Over the course of the next few weeks – which means the entire month of August, we will be discussing how to Master your Mortgage! For most Americans, More money will flow through their hands when it comes a mortgage, than any other area! So it critical that we understand how our money works in relation to our house… Especially now as interest rates are changing.
On today's episode Crystal gets deep into the questions why do we want to out money into our house and why?
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.