Episodes

Saturday Jun 17, 2023
Buy Term and Invest the Difference
Saturday Jun 17, 2023
Saturday Jun 17, 2023
Buy Term and invest the difference? Is it really in your best interest? The "Buy Term and Invest the Difference" can have you paying unnecessary taxes over your lifetime. Term Insurance has a purpose... the real question is: is that purpose right for you? What other options may be available? Join the conversation, Saturday mornings at 10 am on the Crystal Clear Finances YouTube channel.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday Jun 10, 2023
Unexpected Expenses and Opportunities... Why not be prepared for both?
Saturday Jun 10, 2023
Saturday Jun 10, 2023
What are the two main reasons for taking a loan against your cash value? Unexpected Expenses and Opportunities! Join Crystal Langdon at 10 am on the Crystal Clear Finances YouTube channel as she explains how life loans could work for you!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday Jun 03, 2023
How Can You Use Life Insurance?
Saturday Jun 03, 2023
Saturday Jun 03, 2023
Once you have the proper life insurance in place, how do you use the dividend-paying cash value inside it? Join Crystal Langdon and George “V” Langdon as they give practical examples of using life insurance for opportunities and/or expenses!
Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Wednesday May 31, 2023
Spender, Saver, Wealth Creator... Where do you fit in?
Wednesday May 31, 2023
Wednesday May 31, 2023
Spenders tend to borrow at the highest market rates, Savers often borrow from themselves which interrupts compounding interest, but Wealth Creators can borrow at negotiated rates, use their money as collateral, and continue to earn uninterrupted compounding!
Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday May 20, 2023
Opportunity Cost - What Are You Giving Away?
Saturday May 20, 2023
Saturday May 20, 2023
Opportunity Cost – When you give away a dollar, you not only lose that dollar but everything that dollar could have made for you! How many dollars have you given away?! Join Crystal Langdon of Crystal Clear Finances as she discusses how to make your money work as hard as you do!
Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday May 13, 2023
Life Insurance Has Life Benefits!
Saturday May 13, 2023
Saturday May 13, 2023
Did you know life insurance can be more than a death benefit? There can be living benefits as well, if structured properly. Some of these benefits can even help with Chronic illnesses while you are alive. Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday May 06, 2023
Uninsurable for Long Term Care Insurance?
Saturday May 06, 2023
Saturday May 06, 2023
Are you UNISURABLE for Long Term Health Care? In the past, uninsurable meant there was little you could do besides pray, cross your fingers, and hope you stay healthy, but that doesn’t have to be the case today! There are new options that allow previously uninsurable seniors to have health care provided at home. Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday Apr 29, 2023
Protecting Your Resources Part 2
Saturday Apr 29, 2023
Saturday Apr 29, 2023
The Number One cause of bankruptcy in retirement is medical bills… According to a Genworth study, 7 out of 10 seniors over the age of 65 will need some sort of long-term care support. Could that be you? If so, are you planning to try to self-fund doctor fees, hospital bills, and the growing cost of health care OR have you put an LTHC policy in place to help share the risk? You have options… learn about them on today’s program with Crystal Langdon, CFP®, and then call the office for a free initial consultation at 518-433-7181.
https://www.genworth.com/aging-and-you/finances/cost-of-care.html
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday Apr 22, 2023
Protecting Your Resources Part 1
Saturday Apr 22, 2023
Saturday Apr 22, 2023
You cannot give what you do not have!
Many seniors dream of leaving a legacy for their loved ones. However, if the proper steps are not taken, there may not be any resources left to give! Healthcare risks and the costs associated with taking care of loved ones can add up quickly and drain resources. There are ways to share the risk, provide for our loved ones and leave a legacy. Learn how on today’s program.
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Saturday Apr 15, 2023
Learn the 7 T’s for Transfer of Wealth
Saturday Apr 15, 2023
Saturday Apr 15, 2023
Transfer, Treatment, Timing, Title, Tools/ Techniques, and Talking… all are important T’s for the proper transfer of wealth. Join Crystal Langdon of Crystal Clear Finances as she discusses what each component should address and how to successfully pass wealth to the next generation.
Learn how your investments can make a difference, all Crystal Clear Finances at 518-433-7181 today
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
- Watch us on our YouTube channel
- Find out more on our website at http://crystalclearfinances.com/
- Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
- For a daily dose of inspiration and courage – Follow us on Instagram!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

